Jika PIHAK KEDUA terlambat membayar, dikenakan denda sebesar 0.25% per hari dari jumlah yang harus dibayar.
Tidak semua commitment fee memerlukan perjanjian terpisah. Anda cukup membuat perjanjian berdiri sendiri (seperti contoh di atas) jika:
Jika commitment fee hanya klausul kecil dalam perjanjian kredit, maka cukup dimasukkan sebagai satu pasal di dalam Perjanjian Kredit utama.
PIHAK PERTAMA wajib menyediakan dana komitmen sebesar [Jumlah pinjaman] paling lambat [tanggal] setelah menerima commitment fee dan dokumen persyaratan kredit yang lengkap.
Perjanjian ini merupakan bagian tidak terpisahkan dari Perjanjian Fasilitas Kredit Nomor: 089/KC/IV/2025 tanggal 01 April 2025, antara PIHAK PERTAMA dan PIHAK KEDUA.
Jika Anda mau, saya bisa:
Surat Perjanjian Commitment Fee (a commitment fee agreement) is a legal document used to guarantee that a party will pay a specific fee in exchange for a service, a loan facility, or a business deal. In Indonesia, these are commonly used in brokerage deals, credit facilities, or project procurement. contoh surat perjanjian commitment fee
Here is some interesting and essential content related to these agreements: 1. What a Commitment Fee Actually Represents
While many think of it as a "down payment," it is technically a fee paid to a lender or service provider for keeping a credit line or a business opportunity open.
For Loans: It is calculated based on the undrawn portion of a loan.
For Business Intermediaries: It often acts as a success fee or "tanda jadi" for brokers who have successfully connected two parties.
Cost Expectation: In financial lending, these fees typically range from 1% to 2% of the total value. 2. Crucial Clauses to Include
An effective "Surat Perjanjian Commitment Fee" should go beyond just the amount. According to legal standards found on platforms like Practical Law, it must include: Jika PIHAK KEDUA terlambat membayar, dikenakan denda sebesar
The Trigger Event: Clear definition of when the fee becomes payable (e.g., upon signing of the main contract or upon the first disbursement of funds).
Calculation Method: Whether it is a flat fee or a percentage of the total transaction.
Validity Period: How long the commitment lasts before the offer expires.
Refundability: A critical point—most commitment fees are non-refundable, even if the deal eventually falls through. 3. Usage Beyond Corporate Finance
Commitment fees aren't just for multi-million dollar deals. You can find them in:
Education: Colleges often require a "commitment fee" (enrollment deposit) to reserve a student's spot for the upcoming semester. Jika commitment fee hanya klausul kecil dalam perjanjian
Real Estate: Used to ensure a buyer doesn't back out while the seller takes the property off the market. 4. Legal Templates and Resources
If you are looking for specific Indonesian templates, several document repositories provide drafts:
General Templates: Sites like Contoh Surat Perjanjian offer downloadable versions for various business contexts.
Financial Context: For a more formal lending perspective, Investopedia explains how these fees impact credit lines and mortgage closing costs. Expenses - Scripps College Catalog
Commitment Fee ini tidak dapat ditarik kembali (non-refundable), terlepas apakah fasilitas pinjaman akhirnya dicairkan seluruhnya, sebagian, atau tidak dicairkan sama sekali, kecuali apabila PIHAK PERTAMA secara nyata tidak dapat menyediakan dana sesuai jadwal yang disepakati.
Definition: A Commitment Fee is a fee charged by a lender to a borrower to compensate the lender for its commitment to lend money at a future date. Unlike an origination fee (charged for processing the loan), a commitment fee is charged for the availability of the credit line, regardless of whether the borrower draws down the funds immediately.
Legal Context (Indonesian Law): Under the Indonesian Civil Code (Kitab Undang-Undang Hukum Perdata), this falls under the Law of Agreements (Perjanjian).
Sebelum melihat contohnya, pastikan surat Anda memuat: