This is the killer feature. When you issue a factura through BCP, you can include the BCP payment barcode directly on the invoice.
Si tú eres un negocio que vende productos o servicios y deseas emitir facturas a tus clientes usando el BCP, el banco ofrece un servicio llamado BCP Factura Electrónica (integración con SUNAT). Esto te permite:
Para activarlo, empresas y personas naturales con negocio deben solicitar el servicio en la sucursal BCP Empresas o a través de su gestor de cuentas.
La gestión de facturas BCP facturación es un proceso sencillo cuando se conocen las rutas correctas. Ya sea para uso personal, para tu contabilidad doméstica o para tu negocio, el BCP ofrece múltiples canales: web, app, correo electrónico y atención presencial.
Recomendación profesional:
Con esta guía, dominarás por completo el arte de consultar y gestionar tus comprobantes del Banco de Crédito del Perú. No esperes a tener problemas con la SUNAT o con tu contabilidad: accede hoy mismo a BCP Online y regulariza tu historial de facturas.
¿Necesitas más ayuda? Visita el centro de ayuda oficial del BCP: https://www.viabcp.com/ayuda o llama a la Línea BCP 311-9988.
Artículo actualizado a [2025]. La información está sujeta a cambios por parte del BCP y SUNAT. Siempre verifica en los canales oficiales. facturas bcp facturacion
Managing invoices can feel like a full-time job, but for BCP customers, the process is built to be as digital and painless as possible. Whether you're a business owner needing to get paid faster or a customer trying to track your monthly statements, here is everything you need to know about BCP facturación. 1. How to Issue Electronic Invoices (SUNAT Integration)
For business owners in Peru, BCP provides a clear path to managing electronic invoicing through the SUNAT system.
Access: Use the ViaBCP Business Portal to navigate to the "Comprobantes de Pago" section.
Process: Select the SEE-SOL system to emit electronic invoices. You’ll need the client’s RUC or DNI, the description of goods or services, and the payment terms (cash or credit).
Pro Tip: Accurate data entry is crucial if you plan to use these invoices for factoring later. 2. Speed Up Cash Flow with Factoring
If you have outstanding credit invoices and need liquidity immediately, BCP offers a Factoring service.
How it works: You "sell" your negotiable invoices to the bank. This is the killer feature
The Benefit: You receive the money in less than 24 hours rather than waiting 30, 60, or 90 days for your client to pay.
Cost: Rates typically range from 1.2% to 2.5% monthly, depending on your credit profile and the invoice amount. 3. Managing Your Credit Card Billing Cycle
For individual and business cardholders, understanding your billing cycle (ciclo de facturación) is the key to avoiding late fees.
Payment Dates: BCP credit cards typically have three specific payment dates per month based on your closing date.
Where to Check: You can find your exact due date on your physical or digital statement, or instantly via the BCP Mobile App.
Avoid Double Charges: If you use automatic debit, ensure you aren't manually paying the same amount on the due date, as the system will still process the automated pull. 4. Consultation and Validation
Need to find an old invoice? BCP provides dedicated portals for checking electronic documents. Para activarlo, empresas y personas naturales con negocio
Peru: Use the Electronic Document Portal to search by document type (Invoice, Credit Note, etc.) and series number.
Bolivia: Customers can use the BCP Bolivia Invoice Query by entering their NIT or CI.
Are you looking to set up automatic payments for your monthly services, or are you more interested in the factoring process for your business?
AI responses may include mistakes. For financial advice, consult a professional. Learn more Emitir factura electrónica: Guía completa - ViaBCP
Before digital integration, Peruvian accountants spent hours manually reconciling PDFs. BCP’s system creates a closed loop:
You issue Invoice #100 → Client pays via BCP App → BCP credits your account 2 seconds later → SUNAT validates the XML automatically.
This reduces the "conciliation gap" from 5 days to 5 seconds.
A partir del siguiente ciclo, recibirás los comprobantes digitales directamente en tu bandeja de entrada. Revisa la carpeta de Spam o Correo no deseado si no te llegan.