- Items
- Electronics & Appliances
- Cameras & Camcorders
- paypal check your account at your card issuer before retrying this card better
Once you resolve the immediate issue, take these steps to ensure you never see the “check your account at your card issuer” message again.
If you are using a Visa card, try a Mastercard. If you only have one card, ask your bank to issue a new card with a different BIN (rare). Sometimes, Visa's network is stricter than Mastercard's for PayPal.
When PayPal displays the instruction to “check your account at your card issuer before retrying this card,” it is not guessing. PayPal has already attempted to communicate with your bank (the card issuer) and received a specific decline code. However, for security and compliance reasons, PayPal does not always share the exact reason. Instead, it passes the buck (rightfully) to the card issuer.
Let’s break down the keywords:
Certain prepaid cards, gift cards, or corporate procurement cards are not enabled for “card not present” transactions or peer-to-peer transfers. Some issuers block gambling, crypto, or adult content purchases. If PayPal’s merchant category code (MCC) is on your bank’s block list, you will see this error.
Solution: Read your cardholder agreement. Try a different credit card or link a bank account directly.
If you’re buying something for $500, try a $5 purchase first. If that works, the issue is likely a limit or fraud flag on larger amounts.
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| View on Az View on Walmart Search in Google Search by Image Search by UPC | |
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