A: Yes. Adobe pushes silent DRM updates. One day, your "Hot" crack will simply crash on launch, and no new GenP will fix it without a full Windows reinstall.
Most "crack hunters" don't know this: Substance Painter is available on Steam. It costs $149.99 (one-time) and goes on sale for $99 during Steam sales. substance+painter+genp+hot
$99 is less than a new AAA video game, and it protects your PC. A: Yes
Even if you dodge the malware (a big if), using a Substance Painter GenP Hot crack costs you in other ways. $99 is less than a new AAA video