Union Bank - Of India Rtgs Form

The Union Bank of India RTGS form is used to transfer high-value funds (₹2 lakh or more) through any of the bank's branches. You can download the form PDF from the official website or obtain it at your nearest branch. Key Details for RTGS Minimum Amount: ₹2,00,000. Maximum Amount: No upper limit. Timings: Weekdays: 7:00 AM to 6:00 PM.

Working Saturdays: 7:00 AM to 6:00 PM (excludes 2nd and 4th Saturdays). Sundays/Holidays: No offline transactions allowed. How to Fill the RTGS Form

The form requires information divided into four main categories:

Branch Details: Enter the branch name where you are initiating the transfer and the date. Sender (Remitter) Details: Full name and complete address.

Union Bank Account Number and type (Savings, Current, or Cash Credit).

PAN Number (mandatory for high-value transfers) and mobile number. Beneficiary Details: Full name and account number. Beneficiary Bank Name and branch address. union bank of india rtgs form

IFSC Code of the receiving branch (critical for correct routing). Transaction Details: Amount in both figures and words.

Mode of Payment: Direct account debit or payment via cheque (mention cheque number and date). Service Charges (Inclusive of 18% GST)

Offline RTGS charges at Union Bank of India are based on both the amount and the time of entry into the bank's system. Amount Slab 8:00 AM – 11:00 AM 11:00 AM – 1:00 PM After 1:00 PM ₹2 Lakh – ₹5 Lakh Above ₹5 Lakh

*Estimated based on 18% GST on basic charges of ₹27/₹30 (small slab) and ₹52/₹55 (large slab). Required Documents Completed RTGS Form.

Cheque Leaf: Many branches require a cheque with "For RTGS" written on it to debit the amount. The Union Bank of India RTGS form is

Identification: PAN card and occasionally a valid photo ID (like Aadhaar) for verification. Security Tips

Real Time Gross Settlement (RTGS) is an electronic funds transfer system for transferring high-value funds from one bank branch to another on a real-time and gross basis. In India, RTGS is used for large-value interbank transfers and is regulated by the Reserve Bank of India (RBI). Union Bank of India, as a scheduled commercial bank, facilitates RTGS transfers through branch forms and online banking channels. This paper explains the RTGS form requirements, processing, limits, charges, documentation, and practical advice for customers using Union Bank of India’s RTGS service.

RTGS is not 24x7 for branch-initiated transactions. You must submit the filled form during working hours.

The form is required when you need to:

Forms submitted after cut-off time are processed on the next working day. Real Time Gross Settlement (RTGS) is an electronic

💡 Pro tip: Arrive at least 30 minutes before the branch’s RTGS cut-off to allow processing time.

A: Yes, Union Bank provides bilingual forms. Download from the official site and select the Hindi version or request one at the branch.

If you do not have printer access:

Pro Tip: Always ensure you are downloading from the official bank domain. Third-party websites may have outdated versions that could be rejected at the branch.